Introduction: Understanding Bellingham ZIP Codes
Bellingham, located in the northwest corner of Washington State, is a scenic city known for its outdoor beauty, college-town charm, and welcoming neighborhoods. Whether you’re planning to move, start a business, or just want to understand more about the city, knowing the Bellingham ZIP codes is essential. Each ZIP code in Bellingham represents a unique part of the city with its own character, real estate trends, schools, and amenities.
In this guide, we’ll explore all the ZIP codes in Bellingham, WA. We’ll also look at what each area includes, nearby landmarks, and how these ZIP codes are laid out across the city on the map. This post is optimized to help you get clear, accurate information for planning your move, real estate decisions, or simply understanding how the city is divided.
Complete List of Bellingham ZIP Codes
Bellingham, Washington is served by a small but important set of ZIP codes that divide the city into well-defined areas. Here’s a quick look at all the ZIP codes that cover Bellingham:
| ZIP Code | Area Name | Key Highlights |
|---|---|---|
| 98225 | Central & Downtown Bellingham | Includes Downtown, Fairhaven, South Hill, and waterfront neighborhoods |
| 98226 | Northern & Eastern Bellingham | Covers Meridian, Cordata, Barkley Village, and north Bellingham suburbs |
| 98229 | Southern & Southeastern Areas | Includes Samish, Sudden Valley, and areas leading to Lake Whatcom |
Each ZIP code has unique neighborhood characteristics, access to different amenities, and is part of specific school districts. Whether you’re moving for lifestyle, affordability, or investment reasons, knowing these distinctions can help you make smarter decisions.
ZIP Code 98225: Central & Downtown Bellingham
ZIP code 98225 covers the heart of Bellingham, making it one of the city’s most popular and diverse areas. This ZIP code includes downtown Bellingham, Fairhaven Historic District, Sehome Hill, South Hill, York neighborhood, and parts of the waterfront.
Key Highlights of 98225
- Downtown Bellingham: This area is the cultural and commercial center of the city. It’s home to shops, local restaurants, art galleries, and live music venues.
- Fairhaven: A historic and charming neighborhood filled with red-brick architecture, bookstores, cafes, and access to Bellingham Bay.
- Western Washington University (WWU): Located within this ZIP code, WWU gives the area a vibrant student presence and contributes to local events, businesses, and public art.
- Waterfront Access: The 98225 ZIP area borders Bellingham Bay and includes Boulevard Park, a favorite spot for walking and watching sunsets.
Real Estate in 98225
Properties here range from historic homes in Fairhaven and York to modern apartments and student housing near the university. The blend of walkability, community spirit, and access to the bay make it a highly desirable ZIP code for both renters and homeowners.
Popular Streets in 98225:
- Cornwall Avenue
- Eldridge Avenue
- Harris Avenue (Fairhaven)
- Garden Street
Nearby Attractions:
- Bellingham Farmers Market
- Boulevard Park
- Fairhaven Village Green
- SPARK Museum of Electrical Invention
ZIP Code 98226: Northern & Eastern Bellingham
ZIP code 98226 is one of the largest and fastest-growing ZIP codes in Bellingham. It includes a wide mix of residential neighborhoods, commercial zones, and open land. This area is popular among families, professionals, and those looking for modern housing with convenient access to shopping and schools.
Key Areas in 98226
- Meridian Neighborhood: Known for Bellis Fair Mall, major retail stores, and restaurants. A commercial hub for both locals and nearby communities.
- Cordata: A fast-developing neighborhood with apartments, condos, and new homes. It’s also home to the Whatcom Community College campus and PeaceHealth Medical Center.
- Barkley Village: A walkable urban village offering restaurants, grocery stores, medical offices, and corporate centers.
- King Mountain & Irongate: These neighborhoods are growing quickly and offer more suburban-style homes.
Real Estate and Lifestyle
This ZIP code is known for newer developments, quiet cul-de-sacs, and suburban convenience. Many neighborhoods are family-friendly and close to parks and schools. Prices are generally more affordable than central Bellingham, with more space and parking.
Popular Streets in 98226:
- Meridian Street
- Horton Road
- Woburn Street
- Bakerview Road
Points of Interest:
- Bellis Fair Mall
- Squalicum Creek Park
- Whatcom Community College
- Cordata Park
ZIP Code 98229: Southeastern & Southern Bellingham
ZIP code 98229 offers a peaceful, scenic side of Bellingham. It includes the Samish and Lake Whatcom neighborhoods, offering a mix of city access and natural beauty. This area is ideal for those who enjoy outdoor activities, larger homes, and a quieter pace.
Notable Areas in 98229
- Samish Neighborhood: Hilly and wooded, this area offers large single-family homes and quick access to I-5.
- Lake Whatcom Area: A destination for boating, kayaking, and lakeside living. Homes near the lake can be upscale and offer incredible views.
- Sudden Valley: A gated community nestled among trees and hills. Known for its golf course, marina, and peaceful living.
- Puget & Roosevelt: Residential areas with a blend of old and new homes, great for those seeking proximity to downtown with a suburban feel.
Housing & Environment
This ZIP code includes some of the most scenic and desirable residential properties in Bellingham. It’s perfect for those who want space, quiet, and easy access to nature trails, lakes, and mountains.
Popular Streets in 98229:
- Lakeway Drive
- Samish Way
- Yew Street Road
- Austin Street
Outdoor Highlights:
- Lake Whatcom Park
- Galbraith Mountain (hiking & biking)
- Sudden Valley Golf & Country Club
- Stimpson Family Nature Reserve
Neighborhoods Covered by Bellingham ZIP Codes
Bellingham, Washington is divided into several distinct neighborhoods, each falling within one or more ZIP codes. These neighborhoods offer a wide range of lifestyles, home types, and amenities. Below is a breakdown of major Bellingham neighborhoods and the ZIP codes they fall under:
1. Downtown Bellingham
- ZIP Code: 98225
- Features: Historic buildings, art galleries, local businesses, and public transportation.
- Ideal for: Students, young professionals, and those who enjoy a vibrant, walkable lifestyle.
2. Fairhaven
- ZIP Code: 98225
- Features: Quaint, historic district with brick buildings, boutique shops, and waterfront views.
- Ideal for: Retirees, tourists, and residents seeking charm and coastal access.
3. Columbia Neighborhood
- ZIP Code: 98225
- Features: Family-friendly, tree-lined streets with craftsman-style homes and local parks.
- Ideal for: Families and long-time Bellingham residents.
4. Sunnyland & York
- ZIP Code: 98225
- Features: Close to downtown with a mix of old homes and new developments.
- Ideal for: Artists, students, and first-time homeowners.
5. Cordata
- ZIP Code: 98226
- Features: Newer homes, apartments, shopping centers, and healthcare facilities.
- Ideal for: Seniors, students, and professionals.
6. Barkley Village
- ZIP Code: 98226
- Features: A master-planned urban village with offices, restaurants, and trails.
- Ideal for: Young families, remote workers, and professionals.
7. Samish Neighborhood
- ZIP Code: 98229
- Features: Quiet, wooded streets with views of Bellingham Bay and Lake Padden.
- Ideal for: Nature lovers and commuters needing quick I-5 access.
8. Lake Whatcom Area
- ZIP Code: 98229
- Features: Lakeside living, water activities, and hillside views.
- Ideal for: Retirees, second-home buyers, and luxury homeowners.
9. Sudden Valley
- ZIP Code: 98229
- Features: Private community with golf, lake access, and serene forest surroundings.
- Ideal for: Families and those seeking tranquility outside city limits.
Bellingham ZIP Code Map Overview
Understanding Bellingham’s ZIP code layout is easier with a visual guide. A ZIP code map highlights how the city is divided and which regions fall under each ZIP. This is particularly helpful for:
- Real estate buyers identifying neighborhoods by postal zone.
- Business owners targeting specific delivery or service areas.
- New residents trying to learn about city geography.
Visual Breakdown of Bellingham ZIP Codes:
| ZIP Code | Area Covered | Notable Features |
|---|---|---|
| 98225 | West & Central Bellingham | Downtown, Fairhaven, Columbia, York |
| 98226 | Northern & Eastern areas | Barkley Village, Cordata, King Mountain |
| 98229 | Southern & Southeastern Bellingham | Samish, Sudden Valley, Lake Whatcom |
These zones are determined by the United States Postal Service (USPS) and align with natural features like hills, lakes, and highways. You can view or download official ZIP code maps from:
Schools and Education by ZIP Code in Bellingham
If you’re moving to Bellingham with children, the ZIP code you live in will influence your assigned public schools. Bellingham Public Schools operate several elementary, middle, and high schools distributed across ZIP codes.
Public Schools by ZIP Code:
ZIP Code 98225:
- Columbia Elementary
- Bellingham High School
- Whatcom Middle School
ZIP Code 98226:
- Cordata Elementary
- Shuksan Middle School
- Squalicum High School
ZIP Code 98229:
- Wade King Elementary
- Fairhaven Middle School
- Sehome High School
Private & Charter Schools:
- Explorations Academy (98225)
- The Franklin Academy (98226)
Most Bellingham neighborhoods have access to well-rated schools, with special programs for STEM, arts, and outdoor education. It’s always best to check zoning with the school district before relocating.
How to Use Bellingham ZIP Codes for Business or Relocation
ZIP codes in Bellingham play a vital role for anyone looking to start a business or move into the city. They help you identify the best locations for your goals, whether you’re opening a store, looking for housing, or analyzing demographics.
For Business Purposes:
- Target Marketing: ZIP code data can help businesses send flyers, emails, or promotions to specific neighborhoods.
- Service Boundaries: Service-based businesses (like cleaning, plumbing, delivery) often operate within certain ZIP zones.
- Demographics & Income Data: Use ZIP-based insights to understand the income levels, family size, or housing type in each region. For example:
- 98225 includes university students and downtown businesses.
- 98226 serves growing suburbs and shopping districts.
- 98229 includes higher-income residential areas and nature-access zones.
For Relocation:
- Use ZIP codes to search for homes within school boundaries.
- Compare rental prices by ZIP to find affordable housing.
- Identify neighborhoods with the amenities you prefer (parks, lake views, trails, etc.).
Helpful Tools:
- Zillow & Redfin ZIP Code Search
- USPS ZIP Code Tool
- City of Bellingham Planning Maps
Real Estate and Property Values by ZIP Code in Bellingham
Understanding how real estate trends differ across ZIP codes can help you make smart investment or home-buying decisions.
Median Home Prices by ZIP Code:
| ZIP Code | Average Home Price (2024) | Neighborhood Vibe |
|---|---|---|
| 98225 | $585,000 | Urban, walkable, historic |
| 98226 | $635,000 | Suburban, new developments |
| 98229 | $700,000 | Nature-focused, higher elevation |
Key Observations:
- 98225 includes historic homes and condos near downtown and the bay.
- 98226 has a mix of new subdivisions and established neighborhoods.
- 98229 offers larger homes near Lake Whatcom and wooded areas.
Rental Trends:
- Downtown (98225) has more apartment-style rentals.
- 98226 is popular for families due to newer homes.
- 98229 has fewer rentals but more long-term housing.
Before purchasing or renting, check zoning laws and property taxes via the Whatcom County Assessor’s Office.
Public Services & Utilities by Bellingham ZIP Code
Access to public services can vary slightly depending on your ZIP code in Bellingham. Understanding these differences helps residents stay informed and better prepared.
Police & Emergency Services:
- 98225: Served by Bellingham Police Department’s downtown precinct. Quick response time due to central location.
- 98226 & 98229: Covered by the North and South precincts respectively. Emergency services reach even outer neighborhoods efficiently thanks to strong infrastructure.
Fire Departments:
- All three ZIP codes are served by Bellingham Fire Department, with stations distributed strategically to reduce response time.
Waste Management:
- Sanitary Service Company (SSC) handles garbage, recycling, and compost pickup throughout the city.
- Pickup schedules may vary by ZIP code. You can check your exact day on SSC’s official site.
Water & Utilities:
- Bellingham Public Works provides water, sewer, and stormwater services.
- Utility billing and customer service are handled based on ZIP zones, with online payments available citywide.
Healthcare Access by Bellingham ZIP Code
Whether you’re relocating or analyzing service coverage, healthcare access is a key ZIP code factor. Each ZIP code in Bellingham offers proximity to different types of facilities and services.
Major Hospitals and Clinics:
- 98225:
- PeaceHealth St. Joseph Medical Center: Bellingham’s largest hospital.
- Several specialty clinics (cardiology, pediatrics) within downtown.
- 98226:
- Urgent care centers and family medicine clinics along Bakerview Rd and Meridian St.
- Bellingham VA Clinic (for veterans).
- 98229:
- Close to physical therapy centers, home care agencies, and smaller private practices.
- Ideal for residents preferring wellness-focused and less congested areas.
Pharmacies & Medical Stores:
- Walgreens, Rite Aid, and local pharmacies are evenly distributed.
- ZIP code proximity often determines 24-hour service access.
Health Insurance Networks:
- ZIP code determines which doctors and specialists are considered “in-network.”
- Providers like Kaiser Permanente, Regence, and Molina cover most of Bellingham.
Pro Tip: Use ZIP codes when booking appointments or checking provider directories to avoid unexpected costs.
Transportation and ZIP Code Coverage in Bellingham
Bellingham’s transportation system is well-organized and ZIP-code dependent in many ways. Whether you’re driving, biking, or using public transit, knowing your ZIP code can help plan efficient routes and commutes.
Major Roadways by ZIP Code:
| ZIP Code | Key Highways & Roads | Travel Notes |
|---|---|---|
| 98225 | I-5, Cornwall Ave, Holly St | Easy downtown access, traffic during rush hours |
| 98226 | Bakerview Rd, Meridian St | Close to big-box stores, faster highway access |
| 98229 | Lakeway Dr, Samish Way | Residential roads with scenic drives |
Public Transit Access:
- Whatcom Transportation Authority (WTA) operates routes across all ZIP codes.
- 98225: Central transit hub at Bellingham Station.
- 98226: Heavily served with routes connecting north Bellingham and shopping areas.
- 98229: Fewer routes; car owners may find this area more convenient.
Cycling and Walkability:
- Downtown Bellingham (98225) is the most walkable.
- Trails like South Bay Trail and Interurban Trail connect ZIP codes for cyclists.
- 98226 and 98229 are improving bike infrastructure, but still have some auto-reliant zones.
Education and School Districts by ZIP Code in Bellingham
Understanding the school district layout by ZIP code is key for families and real estate decisions in Bellingham. Each ZIP code serves different parts of the Bellingham School District with some overlapping services.
Elementary Schools:
- 98225: Columbia Elementary, Lowell Elementary
- 98226: Cordata Elementary, Northern Heights Elementary
- 98229: Wade King Elementary, Happy Valley Elementary
Middle & High Schools:
| School Level | 98225 | 98226 | 98229 |
|---|---|---|---|
| Middle | Whatcom MS, Fairhaven MS | Shuksan MS | Kulshan MS |
| High | Bellingham HS, Options HS | Squalicum HS | Sehome HS |
Higher Education:
- Western Washington University (located in 98225) attracts students across all ZIP codes.
- Bellingham Technical College and Whatcom Community College serve the entire city.
Note: School boundaries can change; always verify with the Bellingham School District for the latest zoning details.
Real Estate Trends by ZIP Code in Bellingham
The Bellingham real estate market varies by ZIP code, with each area offering different price ranges, property types, and buyer preferences. Whether you’re looking for a waterfront home, suburban neighborhood, or a student rental, ZIP codes matter.
Overview of Real Estate by ZIP Code:
| ZIP Code | Avg. Home Price (2024) | Market Type | Buyer Appeal |
|---|---|---|---|
| 98225 | $670,000 | Historic/Urban | Professionals, renters, investors |
| 98226 | $620,000 | Suburban/Newer builds | Families, new buyers |
| 98229 | $720,000 | Scenic/High-end | Upscale buyers, retirees |
Key Insights:
- 98225 includes Bellingham’s historic downtown with walkable neighborhoods and mixed-use buildings.
- 98226 has seen new developments, shopping centers, and more affordable family homes.
- 98229 offers larger lots, nature views, and higher-end homes near Lake Whatcom and Samish Hill.
Rental Market:
- 98225 sees the highest rental demand due to proximity to WWU.
- Average rent for a 2-bedroom apartment in 98225 is around $1,850/month (2024).
- Student and short-term rentals are more common in downtown areas.
Business and Retail Availability by ZIP Code in Bellingham
Businesses in Bellingham are strategically spread across its ZIP codes, with major retail, dining, and service hubs located in specific zones.
Commercial Hotspots by ZIP Code:
| ZIP Code | Key Business Areas | Business Types |
|---|---|---|
| 98225 | Downtown Bellingham | Cafes, boutiques, bars, local startups |
| 98226 | Bellis Fair Mall, Bakerview Rd | Big-box stores, chain restaurants, auto |
| 98229 | Lakeway Dr, Yew St Rd | Specialty shops, grocery, healthcare |
Notable Mentions:
- 98225: Home to local gems like Bellingham Farmers Market and Boundary Bay Brewery.
- 98226: Features the city’s largest shopping mall (Bellis Fair) and Costco.
- 98229: Offers quieter commercial zones with medical offices and local wellness businesses.
Business Growth Trends:
- New commercial developments are emerging rapidly in 98226 due to land availability.
- 98225 remains the cultural and entrepreneurial heart of Bellingham.
- 98229 businesses cater more to residents than tourists or transient shoppers.
Healthcare and Emergency Services by ZIP Code in Bellingham
Access to reliable healthcare and emergency services varies slightly by ZIP code, but overall, Bellingham provides comprehensive coverage for its residents.
Medical Facilities by ZIP Code:
| ZIP Code | Major Healthcare Providers | Services Offered |
|---|---|---|
| 98225 | PeaceHealth St. Joseph Medical Center | Emergency care, surgeries, specialists |
| 98226 | Family Care Network – Bellingham | Primary care, pediatrics, diagnostics |
| 98229 | Unity Care NW, Urgent Care Clinics | Dental, behavioral, family medicine |
Emergency Services:
- Fire Stations: Located strategically across all ZIP codes (Fire Districts 1, 8, and 18).
- Ambulance Services: PeaceHealth Emergency Medical Services and Bellingham Fire EMS operate citywide.
- Police Department: Bellingham Police Department covers the entire city with precincts in 98225 and 98226.
Notable Insights:
- 98225 hosts the main hospital and several urgent care centers, making it a central hub for medical emergencies.
- 98226 has expanding family health clinics and specialty practices.
- 98229 offers quiet residential areas with access to nearby outpatient care.
Weather and Climate Patterns by ZIP Code in Bellingham
While Bellingham’s climate is consistent citywide, some ZIP codes experience slight variations due to elevation and proximity to water bodies.
General Climate:
- Type: Oceanic (Cfb) – Mild summers, cool wet winters.
- Average Annual Rainfall: ~35 inches
- Average Summer Temps: 70–75°F
- Average Winter Temps: 35–45°F
ZIP Code Climate Nuances:
| ZIP Code | Elevation | Weather Variation |
|---|---|---|
| 98225 | Low | Milder winters, more coastal breezes |
| 98226 | Mid | Typical conditions, moderate humidity |
| 98229 | Higher | Slightly cooler, more snowfall in winter |
Notable Patterns:
- 98225 sees more foggy mornings due to closeness to Bellingham Bay.
- 98229, especially in the hills near Lake Whatcom, may get light snow earlier in winter.
- Storm Impact: All areas are well-prepared for Pacific Northwest wind and rainstorms.
Bellingham residents often enjoy four distinct seasons without extreme weather, making it a desirable location for year-round outdoor living and activities.
Education and Schools by ZIP Code in Bellingham
Education is a strong point in Bellingham, with a range of public and private schools as well as higher education institutions distributed across its ZIP codes.
Public Schools by ZIP Code:
| ZIP Code | Notable Schools | School District | Grade Levels |
|---|---|---|---|
| 98225 | Bellingham High School, Lowell Elementary | Bellingham Public Schools | K–12 |
| 98226 | Squalicum High, Northern Heights Elementary | Bellingham Public Schools | K–12 |
| 98229 | Wade King Elementary, Sehome High School | Bellingham Public Schools | K–12 |
Key Highlights:
- 98225 is home to historic school buildings and central schools within walkable neighborhoods.
- 98226 has newer school infrastructure and growing student populations.
- 98229 includes schools known for high academic performance and nature-focused learning.
Higher Education:
- Western Washington University (WWU) – Located in 98225, a major liberal arts institution with over 15,000 students.
- Bellingham Technical College – Serves technical and vocational training, also in 98225.
- Whatcom Community College – Found in 98226, offering 2-year degrees and transfer programs.
Education quality across all ZIP codes is consistently high, with strong community support and access to specialized programs.
Transportation and Commute Options by ZIP Code
Bellingham’s compact size and well-planned transportation infrastructure make commuting convenient, whether you’re traveling within the city or beyond.
Public Transportation:
Operated by Whatcom Transportation Authority (WTA), public buses run across all ZIP codes.
| ZIP Code | Main Transit Hubs | Common Routes | Commute Time to Downtown |
|---|---|---|---|
| 98225 | Bellingham Station (Downtown Transit Ctr) | Route 14, 15, 232 | 5–10 minutes |
| 98226 | Cordata Station | Route 232, 331 | 10–15 minutes |
| 98229 | Lakeway & Yew Street | Route 512, 533 | 10–20 minutes |
Other Commute Options:
- Cycling Paths: Extensive network across 98225 and 98226.
- I-5 Access: Major freeway runs through all three ZIP codes.
- Bellingham International Airport (BLI): Located in 98226, serving domestic and cross-border flights.
- Amtrak & Greyhound: Stations in 98225 for regional travel.
Commuter Insights:
- 98225 is ideal for those working downtown or at WWU.
- 98226 offers great access to I-5 and the airport.
- 98229 has scenic drives and quieter suburban roads for commuting.
Shopping & Entertainment by ZIP Code in Bellingham
Bellingham offers a mix of local charm and modern retail convenience. Depending on the ZIP code, residents and visitors have access to everything from boutique shops to large shopping centers, as well as diverse entertainment venues.
Retail & Shopping Centers:
| ZIP Code | Shopping Destinations | Type |
|---|---|---|
| 98225 | Downtown Bellingham, Railroad Ave Boutiques | Local & Artisan Shops |
| 98226 | Bellis Fair Mall, Cordata Center | National Chains, Malls |
| 98229 | Lakeway Shopping Center, Galbraith Mountain Shops | Grocery & Essentials |
- 98225 is the cultural shopping hub, with vintage stores, bookstores, cafes, and locally-owned shops.
- 98226 is the retail core, home to Bellis Fair Mall, Walmart, Costco, and various chain outlets.
- 98229 caters to daily convenience shopping and access to recreational goods for nearby hiking/biking trails.
Entertainment Options:
| ZIP Code | Entertainment Venues | Highlights |
|---|---|---|
| 98225 | Mount Baker Theatre, Pickford Film Center | Live arts, indie films |
| 98226 | Regal Barkley Village | Mainstream cinema |
| 98229 | Outdoor Trails, Park Events | Outdoor recreation |
Bellingham supports a vibrant arts scene. Downtown (98225) hosts frequent art walks, concerts, and film festivals. Meanwhile, 98226 offers multiplex cinemas, and 98229 is popular among outdoor lovers, especially for events around Lake Padden and Galbraith Mountain.
Local Businesses and Economy by ZIP Code in Bellingham
Bellingham’s economy is powered by small businesses, healthcare, education, manufacturing, and tourism. Each ZIP code supports a different economic character and cluster of businesses.
Key Industries by ZIP Code:
| ZIP Code | Dominant Business Types |
|---|---|
| 98225 | Arts, Food Services, Tourism, Higher Education |
| 98226 | Retail, Manufacturing, Transportation, Logistics |
| 98229 | Healthcare, Outdoor Recreation, Small Services |
Top Employers in the Area:
- Western Washington University (98225) – Education and research hub.
- PeaceHealth St. Joseph Medical Center (Located in 98225/98229 border) – Healthcare services provider.
- Alcoa Intalco Works (formerly active in 98226) – Industrial manufacturing presence.
- Bellingham Cold Storage (98225) – Major player in food storage and logistics.
- Various Startups & Remote Businesses – Especially growing post-pandemic, notably in 98229 and 98226.
Small Business Scene:
Bellingham is nationally recognized for its support of independent businesses. Neighborhoods like Fairhaven (98225) and Sunnyland (98226) are filled with local coffee shops, breweries, and craft businesses.
“Bellingham’s economic health is deeply tied to its community-focused approach. Local support fuels sustainability and job creation across all ZIP codes.”
Healthcare and Hospitals by ZIP Code in Bellingham
Access to quality healthcare is a priority for Bellingham residents, with several major medical facilities and clinics distributed across its ZIP codes to serve diverse community needs.
Major Healthcare Facilities:
| ZIP Code | Facility Name | Services Offered |
|---|---|---|
| 98225 | PeaceHealth St. Joseph Medical Center | Emergency care, surgery, specialty clinics |
| 98229 | Family Care Network | Primary care, pediatrics, dental |
| 98226 | Bellingham Urgent Care | Walk-in urgent care and minor emergencies |
- The 98225 area is home to PeaceHealth St. Joseph Medical Center, the largest hospital in Bellingham, offering comprehensive medical services including emergency, surgical, and specialized care.
- In 98229, residents benefit from community health centers such as Family Care Network, which provides accessible primary care and dental services.
- The 98226 area offers convenient urgent care options that handle minor injuries and illnesses without the need for appointments.
Healthcare Access and Community Wellness:
Bellingham places a strong emphasis on community health programs, wellness initiatives, and mental health services, with many organizations collaborating across ZIP codes to ensure residents have easy access to care.
- Preventative health screenings and vaccination drives are regularly held in community centers throughout all three ZIP codes.
- Mental health resources and support groups are available at various clinics and nonprofit organizations across the city.
Parks and Nature Access by ZIP Code in Bellingham
Bellingham is known for its beautiful natural surroundings, with parks and outdoor spaces that provide recreational opportunities within easy reach of every ZIP code.
Popular Parks and Outdoor Areas:
| ZIP Code | Parks & Nature Spots | Features |
|---|---|---|
| 98225 | Boulevard Park, Fairhaven Waterfront | Scenic walking trails, picnic areas |
| 98226 | Lake Padden Park | Hiking, biking, fishing, playgrounds |
| 98229 | Galbraith Mountain Trail System | Mountain biking, trail running, wildlife viewing |
- Boulevard Park in 98225 offers waterfront access with walking paths, picnic spots, and stunning views of Bellingham Bay.
- Lake Padden Park in 98226 is a community favorite, featuring a 2.6-mile loop trail around the lake and facilities for fishing, bird watching, and family outings.
- The extensive Galbraith Mountain Trail System in 98229 is famous for its mountain biking trails and rugged hiking paths, attracting outdoor enthusiasts from all over the region.
Community Events in Parks:
Bellingham hosts seasonal events like farmers markets, outdoor yoga sessions, and family festivals in these parks, encouraging residents to connect with nature and each other.
Real Estate and Housing by ZIP Code in Bellingham
Bellingham offers a diverse range of housing options across its ZIP codes—from urban apartments to suburban homes to peaceful countryside properties. Each ZIP code area comes with its own price ranges, amenities, and community vibe.
Home Types and Market Trends
| ZIP Code | Common Housing Types | Average Home Price (Approx.) |
|---|---|---|
| 98225 | Downtown condos, older homes | $520,000 |
| 98226 | Suburban homes, newer developments | $580,000 |
| 98229 | Rural homes, lakefront properties | $600,000+ |
- 98225: Popular with students and downtown workers, this area includes a mix of vintage homes, modern condos, and rental units. Walkability is high, and properties tend to be smaller but more central.
- 98226: Offers spacious suburban neighborhoods, ideal for families. You’ll find newer developments with modern amenities and larger yards.
- 98229: Known for its natural scenery and proximity to Lake Whatcom, this area features high-value homes and rural charm. Great for buyers looking for peace and space.
Renting vs. Buying in Bellingham
- Renting is more common in 98225, where proximity to WWU and downtown jobs makes short-term housing desirable.
- Homeownership is higher in 98226 and 98229, with options for long-term residents seeking stable, residential communities.
Shopping and Dining by ZIP Code in Bellingham
No matter where you live in Bellingham, there’s always somewhere to eat, shop, or relax nearby. From trendy coffee shops downtown to large retail outlets in the suburbs, shopping and dining options are spread across all ZIP codes.
Where to Shop
| ZIP Code | Shopping Spots | Highlights |
|---|---|---|
| 98225 | Downtown shops, local boutiques | Fairhaven District, vintage stores |
| 98226 | Bellis Fair Mall, big-box stores | Target, Costco, grocery chains |
| 98229 | Convenience stores, outdoor markets | Small plazas, seasonal markets |
- 98225 is home to the Fairhaven Historic District, full of locally owned shops, bookstores, and artisan boutiques.
- In 98226, the Bellis Fair Mall and nearby shopping centers make it easy to find everything from clothing to electronics.
- 98229 has fewer retail centers but offers cozy local markets, ideal for those who enjoy quiet shopping experiences.
Dining Across Bellingham
- Downtown (98225) has a vibrant food scene—local breweries, vegan cafes, international cuisine, and dessert shops.
- 98226 features well-known chain restaurants and fast food alongside local favorites like diners and cafes.
- 98229 is quieter, with cafes, lakeside restaurants, and a focus on locally sourced meals.
Healthcare and Medical Facilities by ZIP Code in Bellingham
Access to quality healthcare is important for residents in any city. Bellingham is well-equipped with hospitals, clinics, and specialized care across its ZIP codes.
Major Hospitals and Clinics
| ZIP Code | Facilities | Services Offered |
|---|---|---|
| 98225 | Unity Care NW, PeaceHealth Urgent Care | Primary care, walk-in clinics |
| 98226 | PeaceHealth St. Joseph Medical Center | Full-service hospital, emergency services |
| 98229 | Specialty clinics, private practices | Pediatrics, dental, mental health |
- 98225 has several community health centers and urgent care clinics, perfect for quick visits and everyday care needs.
- 98226 hosts PeaceHealth St. Joseph Medical Center, the largest hospital in Bellingham, offering everything from surgery to maternity and emergency care.
- In 98229, residents have access to specialty providers and private practices for more personalized healthcare.
Pharmacies and Health Stores
Pharmacies like Walgreens, Rite Aid, and local drugstores are spread throughout all ZIP codes, along with wellness-focused stores offering organic health products, supplements, and more.
Parks and Outdoor Activities by ZIP Code in Bellingham
Bellingham is known for its beautiful scenery and outdoor-friendly lifestyle. Each ZIP code provides access to parks, trails, and recreational areas where residents can relax, play, and explore.
Popular Parks and Nature Spots
| ZIP Code | Parks & Recreation Areas | Activities |
|---|---|---|
| 98225 | Boulevard Park, Maritime Heritage Park | Walking, waterfront views, picnics |
| 98226 | Cornwall Park, Squalicum Creek Trail | Sports fields, playgrounds, biking |
| 98229 | Lake Whatcom Park, Galbraith Mountain | Hiking, fishing, mountain biking |
- 98225 is perfect for scenic strolls, especially near Bellingham Bay. Boulevard Park is a local favorite with a walking path that connects to downtown.
- In 98226, parks like Cornwall offer space for sports, barbecues, and playground fun.
- 98229 is the outdoor adventure zone, featuring forested trails, lakes, and mountain biking areas like Galbraith Mountain.
Transportation and Commuting in Bellingham by ZIP Code
Understanding local transportation options and commute times can help both residents and visitors navigate Bellingham effectively. Each ZIP code in the city offers a slightly different commuting experience based on infrastructure and services.
Public Transit Options
Bellingham is served by Whatcom Transportation Authority (WTA), offering reliable bus services across ZIP codes.
| ZIP Code | Main Routes | Key Transit Features |
|---|---|---|
| 98225 | Routes 1, 14, 232 | Downtown hub, frequent service |
| 98226 | Routes 331, 512, 525 | Residential service, mall connections |
| 98229 | Routes 512, 533 | Connects south Bellingham and Fairhaven |
- 98225 is the central transit zone. Buses run frequently, with multiple connections to schools, the Bellingham Station, and Western Washington University.
- 98226 covers the Cordata area and connects to shopping centers like Bellis Fair Mall.
- 98229 includes rural and hilly areas but still has dependable service to and from Fairhaven and surrounding neighborhoods.
Average Commute Times
| ZIP Code | Average Commute Time | Notes |
|---|---|---|
| 98225 | 15–20 minutes | Short drives, walkable zones |
| 98226 | 20–25 minutes | Moderate, suburban commute |
| 98229 | 25–30 minutes | Slightly longer due to terrain |
Most areas in Bellingham offer bike lanes, pedestrian trails, and car-sharing services. With low traffic congestion, commutes remain manageable throughout the city.
Education and Schools in Bellingham ZIP Codes
Education is a top priority in Bellingham, and each ZIP code features access to quality public and private institutions for students of all ages.
Elementary to High Schools by ZIP Code
| ZIP Code | Notable Schools | Level |
|---|---|---|
| 98225 | Columbia Elementary, Bellingham High | Elementary to High |
| 98226 | Northern Heights, Squalicum High | Elementary to High |
| 98229 | Wade King Elementary, Geneva Elementary | Elementary |
- 98225 offers strong academic institutions close to downtown, including Bellingham High School with robust academic and arts programs.
- 98226 serves suburban families and includes Squalicum High School, known for STEM initiatives.
- 98229 is more residential, with elementary schools like Wade King, known for its International Baccalaureate (IB) curriculum.
Higher Education
Bellingham is home to Western Washington University (WWU), primarily located in 98225, offering undergraduate and graduate programs in liberal arts, sciences, business, and engineering.
Additional options include:
- Bellingham Technical College (BTC) – Trades and applied tech programs.
- Whatcom Community College (WCC) – Associate degrees and transfer options.
ZIP Code-Based Public Services in Bellingham
Public services in Bellingham are generally organized by ZIP code to provide efficient access to resources. Here’s how key services are distributed across the city:
Healthcare Services
- 98225: Home to PeaceHealth St. Joseph Medical Center, walk-in clinics, and specialized care facilities.
- 98226: Offers urgent care centers and family practices, particularly near Cordata Parkway.
- 98229: Access to Lake Whatcom Center and nearby private practices.
Educational Institutions
- Public Schools: Bellingham School District serves all ZIP codes with neighborhood zoning.
- 98225: Bellingham High School, Columbia Elementary
- 98226: Squalicum High School, Northern Heights Elementary
- 98229: Wade King Elementary, part of the district’s International Baccalaureate program
- Colleges:
- Western Washington University (WWU) is located in 98225 and is one of the largest employers in the city.
Library and Civic Resources
- 98225: Bellingham Public Library’s main branch downtown
- 98226: Cordata branch serves northern residents
- 98229: Mobile library services and access to nearby branches
Emergency Services
- Police and fire departments operate strategically within each ZIP code, with coverage optimized for both city and suburban areas.
Shopping and Dining by ZIP Code in Bellingham
Bellingham’s food and retail scenes vary by ZIP code, offering everything from local boutiques to national chains.
98225 – Downtown and Waterfront
- Shopping: Specialty shops, art stores, vintage boutiques
- Dining: Eclectic mix of local cafes, vegan spots, international cuisine
- Popular Stops: Mount Bakery Café, Bay Street Village
98226 – Bellis Fair Mall and Cordata
- Shopping: Bellis Fair Mall, Costco, Target, HomeGoods
- Dining: Chain restaurants, fast casual, local eateries
- Popular Stops: Jalapeños Mexican Grill, Soy House
98229 – Residential & Scenic Areas
- Shopping: Small plazas, hardware stores, pet shops
- Dining: Family diners, lakeside cafes, hidden gems
- Popular Stops: Lake Whatcom Waterfront Café, Sudden Valley Grill
Whether you’re looking for artisan bread, local produce, or big-box retail, Bellingham’s ZIP codes each offer a unique shopping and dining experience.
Outdoor Activities by ZIP Code in Bellingham
Bellingham is well known for its natural beauty, and each ZIP code offers unique outdoor experiences—from peaceful parks to adventurous trails.
98225 – Waterfront & Urban Parks
This ZIP code includes Bellingham’s historic waterfront and downtown parks.
- Boulevard Park: A favorite for walking, biking, and beach views along Bellingham Bay.
- Maritime Heritage Park: Near downtown, offering nature trails, a fish hatchery, and educational features.
- Taylor Dock Trail: A scenic pedestrian route connecting downtown to Fairhaven.
98226 – Northern Trails & Family Parks
This area includes both residential zones and outdoor recreation.
- Cordata Park: Large playground, splash zone, trails—great for kids and families.
- Squalicum Creek Park: Features sports fields, dog areas, and creek-side paths.
- Whatcom Falls Park (Northern Access): Entry from the north side, with forested paths and waterfalls.
98229 – Lake Whatcom & Mountain Access
This area is ideal for those who love forests, lakes, and hiking.
- Lake Padden Park: Offers boating, fishing, equestrian trails, and a 2.6-mile loop trail.
- Stimpson Nature Reserve: A serene forest loop trail perfect for birdwatching and quiet hikes.
- Galbraith Mountain Trails: A major mountain biking destination accessible from multiple points in 98229.
These ZIP codes are your gateway to nature, whether you’re seeking adventure or peaceful green space.
Bellingham ZIP Code Map and Navigation Tips
Understanding the layout of Bellingham’s ZIP codes can make it easier to plan commutes, errands, or even your move to a new neighborhood.
Interactive ZIP Code Map Overview
| ZIP Code | Main Areas Covered | Notable Features |
|---|---|---|
| 98225 | Downtown, Waterfront, Fairhaven | University, Art District, Bay Access |
| 98226 | Cordata, North Bellingham, Airport Area | Bellis Fair Mall, Costco, Industrial Hub |
| 98229 | Lake Whatcom, South Hills | Nature Trails, Residential, Lake Access |
You can also use the USPS ZIP Code Lookup Tool or Google Maps to explore each ZIP code in more detail. Many real estate platforms such as Zillow and Redfin offer map-based filtering by ZIP code as well.
Navigation Tips
- Highways: I-5 runs north-south through all ZIP codes, making travel convenient.
- Public Transit: WTA (Whatcom Transportation Authority) provides local buses that operate in all major ZIP code regions.
- Walkability: 98225 is the most walkable, especially in downtown and Fairhaven. 98226 and 98229 are more car-dependent.
Having a good grasp of ZIP code geography in Bellingham can help you choose the right neighborhood, find services, and discover local gems more easily.
Conclusion
Understanding the ZIP codes of Bellingham, Washington, gives you a clearer view of the city’s layout, lifestyle options, and local services. Whether you’re planning to move, invest in property, or simply explore, knowing what each ZIP code offers helps you make informed decisions. From the vibrant energy of downtown in 98225 to the peaceful trails of 98229 and the growing communities in 98226, Bellingham offers something for everyone.
Each ZIP code represents more than just an area—it reflects a unique community, pace of life, and access to nature or urban conveniences. Students might prefer being closer to Western Washington University, families may enjoy the spacious parks and schools in the northern neighborhoods, and outdoor enthusiasts can find their haven near Lake Whatcom or Galbraith Mountain.
Use this ZIP code information as a guide to better navigate Bellingham—whether you’re visiting, relocating, or getting to know your city more deeply. With this breakdown by area, street, and neighborhood, you can match your personal or professional goals with the right place in Bellingham.
FAQs
What is the main ZIP code for Bellingham, WA?
The main ZIP code for downtown Bellingham is 98225, which includes the city center and surrounding neighborhoods like Lettered Streets and Columbia.
How many ZIP codes does Bellingham, Washington have?
Bellingham has three primary ZIP codes: 98225, 98226, and 98229, each covering different regions and community types.
Which Bellingham ZIP code is closest to Western Washington University?
The area around 98225 includes the Sehome and Happy Valley neighborhoods, which are within walking distance of Western Washington University.
Is 98229 a good area to live in Bellingham?
Yes, 98229 offers access to nature, quiet neighborhoods, and scenic areas like Lake Whatcom. It’s ideal for families and outdoor lovers.
Does each ZIP code in Bellingham have its own post office?
While there are multiple post office branches in Bellingham, some ZIP codes share postal services depending on the location and volume.